Low/Moderate Income Information
How to determine if your household is low or moderate income:
If you live in the Boston-Cambridge-Quincy FMR area (includes Essex County towns of Amesbury, Beverly, Danvers , Essex, Gloucester, Hamilton, Ipswich, Lynn, Lynnfield, Manchester-by-the-Sea, Marblehead, Middleton, Nahant, Newbury, Newburyport, Peabody, Rockport, Rowley, Salem, Salisbury, Saugus, Swampscott , Topsfield, Wenham; Middlesex County towns of Acton, Arlington, Ashby, Ashland, Ayer, Bedford, Belmont, Boxborough, Burlington, Cambridge, Carlisle, Concord, Everett, Framingham, Holliston, Hopkinton, Hudson, Lexington, Lincoln, Littleton, Malden, Marlborough, Maynard, Medford, Melrose, Natick, Newton, North Reading, Reading, Sherborn, Shirley, Somerville, Stoneham, Stow, Sudbury, Townsend, Wakefield, Waltham, Watertown, Wayland, Weston, Wilmington, Winchester, Woburn), and your household earns the following amount, or less, based on your tax returns:
Family of 8: $127,050
Family of 7: $119,350
Family of 6: $111,650
Family of 5: $103,950
Family of 4: $96,250
Family of 3: $86,650
Family of 2: $77,000
Family of 1: $67,400
If you live in the Lawrence, MA FMR area (includes Essex County towns of Andover, Boxford, Georgetown, Groveland, Haverhill, Lawrence, Merrimac, Methuen, North Andover, West Newbury), please see these income limit guidelines.